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1. You must opt-in to early direct deposit on mywisely.com or myWisely^® mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or myWisely^® app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card.
2. eGift Card cash back offers are powered by Blackhawk Network and range from 2% - 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the Wisely Rewards savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards feature for eGift cards. These optional offers are not a Fifth Third Bank, Mastercard or Visa product or service, nor does Fifth Third Bank or Mastercard or Visa endorse this offer.
3. The Wisely card is a prepaid card. References to a digital account refer to the management and servicing of your prepaid card online digitally or through a mobile app. The Wisely card is not a credit card and does not build credit.
4. Standard message and data rates may apply.
5. Additional terms and third-party fees may apply. Please log in to the myWisely^® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
6. To view applicable fees, please log in to the myWisely^® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
7. Your funds are protected from fraud if your card is lost or stolen. You must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission. For more information, please review your cardholder agreement by logging in to the myWisely^® app or online at mywisely.com.
8. Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely^® app or at mywisely.com.
9. The number of fee-free ATM transactions may be limited. Please see your cardholder agreement fee schedule for more information.

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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